Saturday, March 2, 2013

Small Business Credit Card Advantages

Obtaining a business credit card enables the small business owner to separate personal expenses from business expenses. Offering business credit cards to their employees eliminates the need for employees to use their personal credit cards or cash to make company purchases. Employees using a business credit card will not need to fill out expense statements, wait for approval and reimbursement from their company. Transactions are itemized and reported on quarterly statements that make it easy for management to make changes if needed. Business credit cards can be provided to the employees with preset spending limit and helps in controlling employee spending.

One of the main advantages of a business credit card is that it provides efficiency and control over company expenses by consolidating individual expenses. Instead of receiving a flood of invoices and expense statements, the company can receive one expense statement each quarter with itemized employee expense. Also business credit card companies can provide an itemized year-end statement with summary of all transactions. This enables the manager to track expenses very clearly and also simplifies the figuring out of the company tax return.

Business credit cards offer many benefits such as 0% intro APR on your balance transfers and purchases, cash back rewards on business purchases, business travel rewards, no annual fee, online account management and discount on everyday business purchases plus a host of other features and benefits. These bonuses and rewards can lower the company expenses and add up to a significant amount of savings for the company. An important feature of business credit card is the ability to build the company credit standing and receive incremental increases in credit line and cash flow over time.

With a business credit card, employees are less likely to make impulse purchase, because they are aware that the business credit card is company property and should not be used to make personal purchases. Avoid mismanagement of your business credit card by always making payment on time thus avoiding late fees and higher interest rate. Make sure you read and understand the terms of use of your small business credit card.

Keeping Chickens For Beginners

People who do not have experience in cultivating livestock do not have to worry since you can easily go about it. Experience maybe an advantage but not necessarily a prerequisite. You will be surprised that keeping chickens for beginners can be as easy as ABC. You just have to be aware of some important points which will help you to slowly get the hang of it. As you go through the whole process, remember that every step is a crucial one. This will help you to get a better understanding of the basics of raising poultry.

The first thing you should do is to assess the main reason why you have decided to get into this kind of industry. A lot of questions are probably running in your mind right now and you will surely get the answers as you learn more about it. Remember that passion gives you the drive to learn and improve yourself. Same thing goes with keeping chickens; you need to be passionate about what you are doing to yield good outcomes. It will be difficult for you to raise them properly if you are not even interested. People who engage in this type of industry are truly passionate about it.

Once you are certain about your purpose and you have already decided to commit to the craft then the next thing to do is select the right type of breed for your flock. Your intended purpose will be the basis of the selection. Be aware that there are three types of breeds available. These are the egg laying stock, meat-type birds and dual purpose breeds. Each of these birds is genetically cultivated to serve a specific purpose.

You will now have to decide how you would want to cultivate them. You have an option of caging them within a pen or let them enjoy the beauty of nature. If you have very limited space 3-4 hens is a good number to start with. You do not actually need a large number all at once. Do not forget that you are still learning you will need enough experience to accommodate a larger flock. In the meantime, try to go about a smaller group and learn from it. A larger space is a more conducive area since it will give them enough room. Allowing them to grow in their own habitat is proven to be an effective means of developing them properly. Also, you need to construct a coop to house your flock. Even if you decided to raise free range birds you will still need to have one.

When you have completely satisfied all the basic requirements of raising livestock then it is now safe to say that you are good to go. Keeping chickens for beginners is truly something you would look forward to. The idea of being challenge into doing something you are not used to makes it all the more interesting.

Disney Virtual Magic Kingdom - Happiest Virtual Place On Earth

An Alternative

With a personal computer and an internet connection, you can get close to the real thing-this is Disney Virtual Magic Kingdom, one of the 'happiest places in the world wide web.' As a representation of the actual theme park, VMK will provide you with games and sections patterned after the attractions seen on the park itself. Just imagine a virtual version of Tomorrowland, Fantasyland and Adventureland; that's VMK.

To be a player, you must first create an account. Just log in at http://www.vmk.com and follow the instructions. From there, you can customize your account by setting-up a character. This process includes the selection of clothes, gender, facial features and skin tone. You can also establish your own guest room that may be furnished with game items, posters and other materials. But you must remember that the site will only provide you with one free room. If you want to expand your room, you must purchase the same. No real money will be used, so your parents need not be troubled. The players will use in-game credits to acquire stuff from the site or from other players.

Putting much weight on your safety, the staff will keenly monitor you. In addition, Disney Virtual Magic Kingdom has rules that must be followed or as it's called the 'VMK Values.' If you're caught violating any of the rules, you may be banned from the site forever.

The Environment

Disney Virtual Magic Kingdom provides rooms where you can interact with your fellow players, though each room can only accommodate 15 characters max. The 16th player who wants to enter the room must wait in queue. If you don't want to stare at the screen while waiting for you to be admitted, you may ask for a free VMK pass. This pass will allow you to be in two places at the same time -- in line and somewhere else. You may even opt to wander around the site and explore or read the FAQ.

You are given a free guest room where you can personalize by installing a rug, placing a couch, adding some photos even putting up water fountains. To reiterate, first one is free, but for the succeeding rooms you'll be charged. Not only can you create the design of your room, you can create games as well.

As room owner, you have the 'admin power' to select who can come in, who can participate and who will be thrown out. A command for giving the boot may be found under the (annoying) player's profile. Just like in any other locations, there's always a VIP. In VMK, the VIP hangs in the exclusive 'Club 33.' Staff can readily use the room but you're only able to rent such room if you win the award for best room, which is handed on a weekly basis.

The Exciting Games

The site boasts a wide range of games from Magic Checkers to big screen inspired games like the Pirates of the Caribbean. Each area has its own games that will cater to every player. Do you like ghost hunting? How about trading cards? Looking for actions games? They're all here at Disney Virtual Magic Kingdom.

Panick Attack Facts

..."I felt I was laid back until I had a panic attack..." They are frightening and can feel like a heart problem, but there are ways to stop and prevent panic attacks.

Panic facts:

- At least one in ten people suffer from occasional panic attacks.

- The attacks themselves are not dangerous, but without treatment they may lead to depression or phobias in the long-term.

- Women are twice as likely as men to be affected by panic disorder.

Recognizing a panic attack - Panic attacks can be extremely frightening, but understanding what is happening is the first step towards beating the condition. The first thing to know is that although the symptoms are very real and psychical, not imagined, they are not life-threatening. However awful you feel at the time it will pass. A panic attack is a sudden rush of overwhelming fear that causes a range of physical symptoms often associated with hyperventilating. Attacks can occur at any time, often without warning - you may not even feel uneasy or upset before they happen. Because of their unpredictable nature, you may suffer intense anxiety between attacks, as you feel as though you're waiting for them to happen.

Symptoms can include several of the following:

- Dizziness or feeling faint

- Palpitations and/or increased heart rate

- Sweating, trembling or shaking

- Difficulty breathing

- Feeling of choking or nausea

- Chest pain

- Numbness or tingling sensations

- Chills or hot flushes

- Feelings of unreality and detachment

- Fear of losing control

- Fear of dying

- A sense of danger and an urge to escape

- An attack can last between a few seconds to ten minutes, and can recur for up to two hours

Where to get help and how to solve the problem.

Telling the difference between a panic attack and a heart attack - because many of the symptoms mirror those of a heart attack, it can be difficult to tell them apart. The most common symptom that isn't usually present in a panic attack is extreme pain. Pain in the centre of the chest that lasts longer than few minutes, or in the upper body parts - arm, neck, jaw or stomach - is one sign of a heart attack. But if you're in doubt, especially if you haven't had a panic attack before, you should seek immediate medical attention and can call NHS Direct. Panic attacks can be incredibly debilitating if you don't seek help. They can affect your work and relationships and, if left unchecked can increase you risk of clinical depression.

What causes them? - Panic attacks can be caused by a variety of things, including a traumatic experience such as bereavement, or a life change such as having children. They can also be caused by an unpleasant experience - for instance, a work presentation that went wrong. Diet can also play a role. fasting or eating fatty foods, which cause blood sugar levels to spike, can cause attacks, as can prescription medicines - such as asthma drugs - and caffeine, alcohol an recreational drugs.

Instant fix - Very many attacks are accompanied by hyperventilation or over-breathing, which is caused by breathing too fast. This disturbs the body's balance of oxygen and carbon dioxide. The sensation that result can be very unpleasant but breathing properly can really help.

Try one of these exercises:

- Breathe in and out of a paper bag, which causes you to re-inhale the carbon dioxide you breath out. Never use a plastic bag.

- Hold your breath for as long as you comfortably can (around 15 seconds) to prevent the dissipation of carbon dioxide. Repeat until your breathing is regular.

- Go for a brisk walk or jog while breathing in and out your nose.

Best Foods For Climbing Training

Rock climbing is an intense sport that requires not only physical training to stay in shape but also proper nutrition to maintain that good physical condition. Good nutrition plays a very important role in climbing training, allowing climbers to avoid injuries, perform at their peak, and maintain optimum fitness levels. Here are some general nutrition guidelines to consider:

Try to eat foods that are as fresh as possible for nutrient quality. The more processed a food, the less nutritional value it has. You want to go for food that is going to provide you with the most energy. Complex carbohydrates are your best choice and include such items as whole grain breads and pastas, brown rice and vegetables. All of these foods are a great source of fiber, vitamins and minerals. When considering protein choices, consider lean meats such as chicken, turkey and fish. Beef is fine as long as you choose extra leans cuts. Don't overlook the high protein, low fat benefits of foods like tofu, cottage cheese and eggs. Many climbers like to use whey protein as well, making it into shakes or adding it to cereal or other cooking. It is low in fat and is one of the nearly complete protein foods available. Don't completely shy away from fat, just be sure to choose the right kind. The good fats contain much needed fatty acids that the body needs to stay healthy. Nuts, avocados, olives and cold water fish are good choices. If these foods don't appeal to you, fish oil supplements are a great alternative. As with all healthy diets, a rock climbing training diet must include plenty of water each day, and this is especially true when climbing. Staying hydrated is a vital element of strength and endurance. While some sports drinks are suitable for hydration, others that contain excess sugar, fructose or glucose should be avoided. Endurance is vital to successful climbing and one way to develop staying power and avoid fatigue, is to keep your insulin levels steady. Though a spike in insulin may make you fell energized at first, you will begin to feel tired as the spike levels off. It is far better to avoid sugar spikes and keep things level. This is most easily done by eating smaller meals at shorter intervals. It's recommended that you eat every three to four hours to regulate sugar levels. In spite of all your best efforts to eat well and stay in top physical condition, you are bound to find yourself feeling hungry or weak during a long climb, or when good food choices are unavailable. For these times, it is valuable to keep a meal replacement bar or shake on hand. A multi vitamin supplement is always a good idea just to boost up those vitamins and minerals that could be lacking in your diet.

Three Commentaries on Poetry (In English and Spanish)

The Poet's Shoes

(Nowadays :)

--To understand some poetry, or poets, one must have experienced what the poet has--identical experiences; or you must be shaped like the poet--, the exceptions are from the old school of poetry--one shoe fits all (thus, understanding the theme, plot and insight of poetry becomes much easier); from the contemporary scene, you must have the same shoe size of the poet to understand where the poet is leading you, and in poetry the poet should have a destination for the reader--lest he doesn't care (and he should).

--The poet survives perhaps because he or she is oblivious (or not connected so much) to the world, and all its compulsions (suicide is often on the other side of this coin, if not drugs and alcohol).

--Poetry has accomplished something if it causes one to mull over it...; stretching this a little further, there is (it seems) coming a day (not so far off in the future), when poets will not even need to know a thing about literature (most don't today); yet poetry is (or should be) considered the highest form of literature.

--Most poets write about love and death--which perhaps are the two main ingredients (or themes) to poetry; some write on social issues, which make for bad poetry; but it is "Beauty" that shines above everything, and that is often, too often over looked in place of self-interest, or a combination of negative delirious confusing thoughts put into writing by a poet under the influence of some kind of chemical. One can get a high off the beauty that surrounds them.

Last words: we as poets should not forget, we influence people, young people in particular, and owe an obligation to (if not duty to), set a good example by the way we live and write.

Written in the Plaza de Armas, Huancayo, Peru, 10:00 AM, Wednesday, 9-19-2006

Note: Read by Eduardo Cardenas Jr. on the Radio Universitaria (UNCP-Universidad Nacional del Centro del Peru) Huancayo, Peru; also Publisher in the "Primicia", issue dated 1 October, 2006

Versión en español

Un Comentario sobre Poesía por: Dennis L. Siluk

Los Zapatos del Poeta

( Hoy en día:)

--Para entender algo de poesía, o a los poetas, hay que haber experimentado lo que el poeta ha pasado--experiencias idénticas; o haber sido formado como poeta--, las excepciones son de la vieja escuela de poesía--de que un zapato encaja a todos (así, entendiendo el tema, el argumento y la perspicacia de poesía se hace mucho más fácil). En la escena contemporánea, debes tener el mismo número de zapato del poeta para entender dónde el poeta te conduce, y en la poesía el poeta debería tener una destinación para el lector--a no ser que él no se preocupe (pero él debería).

--El poeta sobrevive quizás porque él o ella están inconscientes (o no están unidos tanto) al mundo, y a todas sus compulsiones (el suicidio está a menudo al otro lado de esta moneda, o las droga y el alcohol).

--La poesía ha logrado algo si ésta causa que uno reflexione sobre ésta...; exagerando esto un poco diría que, habrá (parece) un día que vendrá (no muy lejos en el futuro), cuando los poetas no tendrán que conocer algo sobre literatura (la mayoría no lo sabe hoy); aunque la poesía es (o debería ser) considerada la forma más alta de literatura.

--La mayoría de los poetas escriben sobre amor y muerte--que quizás son los dos ingredientes (o temas) principales en la poesía; algunos escriben sobre cuestiones sociales, lo que hace que la poesía no sea buena; pero es "La Belleza" la que brilla sobre todo, y a menudo, o muchas veces, es ignorada a cambio de intereses propios, o por una combinación de pensamientos negativos delirantes confusos puestos en la escritura por un poeta bajo la influencia de una especie de sustancia química. Uno puede inspirarse en la belleza que a uno lo rodea.

Palabras Finales: nosotros como poetas no deberíamos olvidar, que nosotros influenciamos en la gente, en los jóvenes en particular, y tenemos una obligación con ellos (o un deber con ellos), demos un buen ejemplo por la forma en que vivimos y escribimos.

Escrito en Plaza de Armas de Huancayo, Perú, a las 10:00 AM, miércoles, 20-septiembre-2006.

Nota: Leído por Eduardo Cárdenas en Radio Universitaria (UNCP-Universidad Nacional del Centro del Perú) Huancayo, Perú.

A Commentary on Poetry by: Dennis L. Siluk

Substance of the Poem (Part II)

Some folks have said--substance in the poem does not matter--? I question that (even though, seldom do we know poets who know the reason for their poetry. Often when they reread their own poetry, they have forgotten what reason he might have originally had (had he any at all)), no substance for recollections.

--Curious speculation tells me, a poem has to have substance to survive...!

--Perhaps there is too much fumbling around by too many poets--using modern verse (for an excuse) to escape a theme or insight for a poem.

--In writing a poem, like anything in life, one must have a plan, destination (where do you want to take your reader?).

--A poem perhaps is the secret life of the poet; his black twin, his detached self--this is too often the case. Thus, the poet and poem become more of a riddle of despair than a work of art. You either sink or rise with the poet and his poem. That is, sink into dark perversion, or rise into a beautiful fire of emotion.

--Healthy poetry is almost unseen, and becoming unnatural nowadays, but it will uplift you, make you re-read it, and the best critic in reading poetry is the reader--and the best evaluator is the poet.

Versión en español

Un Comentario sobre Poesía por: Dennis L. Siluk

Sustancia del Poema (Parte II)

Algunas personas han dicho--que la sustancia en el poema no importa-- ¿? Yo discuto esto (aun cuando, raras veces conocemos a poetas que saben la razón de su poesía. A menudo cuando ellos releen su propia poesía, han olvidado que razón pudieron tener al principio (si es que tuvieron alguna en absoluto)), ningún fundamento para recuerdos.

-- ¡La especulación curiosa me dice que, un poema tiene que tener sustancia para sobrevivir...!

-- Quizás hay mucha hurga alrededor por muchos poetas--usando verso moderno (como una excusa) para escapar de un tema o conocimiento de un poema.

-- Al escribir un poema, como todo en la vida, uno tiene que tener un plan, una destinación (¿a dónde quieres llevar a tu lector?).

-- Un poema quizás es la vida secreta del poeta; su gemelo negro, su yo separado--esto es muy a menudo el caso. Así, el poeta y el poema se vuelven más un enigma de desesperación que una obra de arte. Tú, te hundes o te elevas con el poeta y su poema. Es decir, te hundes en la perversión oscura, o te elevas en un fuego hermoso de emoción.

-- Casi no se ve poesía sana hoy en día, y se hace un poco anormal, pero esta te elevará, hará que lo releas, y el mejor crítico en la lectura de poesía es el lector--y el mejor evaluador es el poeta.

The Poet's: "harawi!" (Part III)

We are a people of personality, appealing or not, it is who we are; we can be mystic, skeptical, a fugitive deeply in love, an isolated person--whom it beocmes painful to socialize with others. We express in tones of maculinity, or otherwise--; there is something ancient, to this: a voice of force--but seldom does it comfort....

There is a tone in the Andes (also)--old poets often have used it in the past--("harawi"),a mystical inward compulsion, or complait. Call it folk-form, of the Andes (Vallejo knew it well); it is an echo for modern surrealism--. Poetry in this form can make deperate things alive, like God pointing his finger; or Sastan whispering to Judas....

In Poetry, metaphore is matched by skill or talent, the poet--the poor man with his verse and voice sees through himself: the ruminates, the unimaginable--that is his "harawi".

Written 10-3-2006, in the Plaza de Arms, Huancayo, Peru, 12:30 PM, #1489


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